Attention homeowners in Vass and Moore County: Get an Appraisal today!
The top seven reasons NC homeowners order from Horne Realty & Appraisals:
Do you own a house in or near Vass? Do you need help determining the price of your real estate?
We at Horne Realty & Appraisals understand the particular needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a homeowner that ordinarily doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our findings. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours. Need to cancel PMI?A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Horne Realty & Appraisals, we're seasoned in helping people just like you rid themselves of unnecessary PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in a region that's going down or is not appreciating as much as other homes close to yours. That only means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Horne Realty & Appraisals is your perfect weapon. Recently got a freeze your HELOC?If your property is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Horne Realty & Appraisals can provide you with efficient appraisal to help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home. |